Ask How do you handle Upwork clients who want to pay outside the platform?

Some clients will ask you to accept payments through bank transfers or other apps to avoid the service fees. While saving money sounds good, taking your payment off the platform means you lose the protection that the website provides for your work. If a client refuses to pay after you deliver the project, the platform cannot help you get your money back. It is a risky move that could lead to your account getting banned. How do you politely tell a client you must stay on the platform?
 

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