Ask How do you structure payment terms when a client wants to pay in installments?

Working on a big project often means the client cannot pay the full amount at once. I usually prefer to split the total cost into three parts so that I am not working for free at any point during the month. This method helps me keep my cash flow steady while the client also feels comfortable because they are paying as the work progresses. It is important to have a clear plan for these payments before the work starts. What specific percentages do you use when you divide payments for long projects?
 

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