Ask How do you handle saving for retirement when there is no employer doing it for you?

[Brendan]

When you work a regular job, your employer often puts money aside for your retirement automatically. As a freelancer, that system does not exist, so saving for the future is entirely your responsibility. Many freelancers focus so much on surviving the current month that long-term saving gets pushed aside. Others try to set a fixed percentage of every payment to put away, but that is hard to maintain when income is not steady. Retirement feels distant when you are focused on finding the next client. How do you actually make saving for the future a real priority in your freelance life?