Stripe and PayPal are the two most common ways to start collecting payments without setting up a full e-commerce system. With Stripe, you can create a payment link in minutes and send it directly to a client, and they pay with a card without needing to create an account. PayPal works similarly and many clients already have an account, which makes it easier for them. Both options take a small fee per transaction but save a lot of time compared to chasing bank transfers. What do you think stops most new marketing freelancers from setting up proper online payment systems early?