Ask What are the essential insurances freelance business should consider?

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I recently started freelancing, and I'm not sure if I need insurance. Since I work for myself, do I really need coverage? What kind of risks should I prepare for? I've heard about liability insurance, but I don't know if it applies to freelancers. Are there other types of insurance I should consider?

I don't want to spend money on something unnecessary, but I also don't want to be unprotected. What are the essential insurances freelance businesses should consider?
 

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