One thing that does not get discussed enough in freelancing communities is what happens when you want to make a big financial move like buying a house or taking out a loan. Banks and lenders often treat freelance income differently from a regular salary, and proving stability can be harder than expected. Some freelancers manage it with the right paperwork and a solid track record, but it takes preparation. Have you ever tried to qualify for a mortgage or major loan as a freelancer, and what was that process like?